All right. We're a little delayed here starting. It's now starting recording. This is just the first slide after the table of contents. So we're talking about researching divisions and why it's important to research divisions. So it's important for us to research the different divisions within finance, within these areas. A. So that you know how they interact. You know a little bit broader term, right? You don't just know the area you're interested in. So if you're interested in investment banking, it's not all about investment banking. You know a little bit about how those different divisions interact. Additionally, those applications when you fill them out, often give you the opportunity to rank two or three divisions that you would like to work in. so right, maybe investment banking is your number one that I will share that investment banking tends to be the most competitive division within finance. Same with sales and trading, those are the two kind of top, most competitive. So yes, of course those can be baby number one and number two on an application. But it may behoove you to also add equity research or risk management as that third option. That you can still be considered for another opportunity within that firm, within that bank, get some relevant experience and then possibly shoot for the investment banking or sales and trading internship for the following summer with some experience under your belt in finance. These are just a sample of some of the divisions of the most popular ones. It's also helpful to review because maybe right, you only know about one or two divisions. And so you're leaning towards one over the other. But by learning about other ones, you might discover a real passion for an area or a real interests. And that can help you further explore that. In addition to being able to choose divisions or rank divisions on an application, you can also often rank locations for some of these big banks, right? So if they have a branch in New York City and Atlanta and Buffalo, New York, you can strategically maybe try and rank investment banking in New York City if that's the number 1. But again, new York City is going to be the most competitive location for finance roles. And so you might think strategically about some of those other cities that you could still get a really awesome opportunity in your top division like investment banking or sales and trading. But maybe you'll be in Buffalo, New York for the summer because it's a little less popular for people to rank. But again, you get that experience and you can leverage it for future internships, jobs to hopefully hone in on your ideal city and ideal division. So investigating the different divisions, like I said, I can give you better insight into yourself, but our insights of finance as a whole, as well as give you other things to write when you're filling out these application. We have states and resources here for how to learn more. Wall Street oasis and Wall Street Prep are both very popular websites. Talking all about finance. It lists the Goldman Sachs website on there. They have the section under our divisions that I love that really breaks down the different divisions nicely and gives us a nice snapshot of what they do. So that's one of my favorites. But most major banks do have good blogs and websites that talk about their specific banks, their divisions, events that they're hosting. They also often talk about their specific recruitment process on the website. They want you to be successful. They want you to go through these. So please investigate the websites of the companies that you plan to apply to because they often give you a lot of helpful information. And then we also have the Vault guides, which are now located on firsthand. This is a resource that you have access to as a Cornell students for free. You just have to create an account. You should check out either your college career services office or Central Cornell Career Services for more information on how to get access to that. So this is just a sample that I'd pulled off of some of the different divisions. This is from at Goldman Sachs. Our divisions website. Again, I I said it's one of my favorites. But just to highlight that they have these explanations of the different offices and how they're organized. What kind of goes into each of these groups? Again, when you're researching finance, websites like this can be very helpful as a starting point. And then as you're researching specific companies, preparing for an interview with a specific company, it's helpful to know how Goldman Sachs, for example, is organized so you can be the most prepared when you go into those interviews. So the next part that you want to research is definitely researching individual companies. And so there are a couple of different ways highlighted on here that you can do that. One of which is through Handshake. So if you go to the Events tab in Handshake, companies come to Cornell or host specific virtual sessions for Cornellians to learn more about their companies, what it's like to work there. It's part of their recruitment process. So they will host events such as office hours, info sessions, and roundtables. I did pull out some that are currently listed in Handshake right down here at the bottom, you can log in, search them, register for them. These are an excellent way to start to get to know a company and start to build a relationship with that company. Many of these companies, particularly the larger banks like Bank of America, Citi, Goldman Sachs, JP Morgan, Morgan Stanley. They keep track of who they connect with. So within their database. If you attend two virtual coffee chats through Handshake and then you submit an application. It'll show up in their system that you clearly had an interest and attended some events ahead of time. And that might push you a little bit further along, guarantee you an internship maybe or put you in a higher place in their application stack for consideration for an interview. As opposed to someone who that application is the first time they're interacting with that company. So it's always beneficial when you can to attend those coffee chats, info sessions, what have you. Companies also have on their website a number of events. Some are listed as being part of specific colleges and universities. So you don't want to attend ones that are not for Cornell you won't be able to get access to them. However, they also have ones that are just general and open to anyone. And so that's another way, if you're noticing that a company you're interested in, doesn't have anything coming up soon in Handshake. For Cornellians specifically head over to their website and just check it out, see if they have anything that's open. Again, they'll have similar things like info sessions, Q and A's. But they'll also list the early insight programs are pre internships, which I'll talk more in depth on the next slide. And you can go onto their website and sign up for their free emails. Or to be emailed about events, about applications, opening, both for internships, jobs and these early insight programs. You know, it is a resource for you as a student. So you might as well sign up for those emails, have them coming in. You can, of course, create a rule in your inbox if things are getting too nuts and then review that occasionally. But work smarter, not harder and set that up, especially for maybe some of your top companies. Like I said, these are snapshot of some events that are currently coming up and posted in Handshake. There will be more added. I know there are some that have been submitted but had not quite gone through like our approval process yet, but should be coming soon. So I always recommend that students check the Cornell handshake Events tab every now and then, every couple of weeks or so. Just in case a new company or a company has an event that you didn't see before. Alright, so these early insight pre, internship programs, these are short programs offered by various institutions to give you an idea of what it's like to work for that company, working in finance for that company. Some are one day, some are two days. Many of them are virtual. In the world that we live in. These typically recruit sophomore students. So as some of them are titled here they're pre-internships. So it's not a formal internship, but it is a way to network within the institution or the company. It's a way to learn a little bit more about how they operate, learn some specifics about what they're looking for. In candidates. Sometimes they do have built in internship interviews and you kind of get a first, first dibs, so to speak, on interviewing for some roles. And so these are always good things to check out and to be aware of. Many of them are identity base, so they're looking to recruit folks from diverse backgrounds. And so particularly look for ones that apply for you and your identities. You again, if you sign up for the company e-mails, you will be alerted when those applications open. And if you're just interested in who has these We recommend just Googling or searching finance early insights or finance pre internship. You'll start to get a lot that come up from a variety of companies. And these are, again, good ways to kind of research the company, research the role. It's also something you can put on a resume to show and interests and some experience. within finance, even though it's not a formal internship, right? It's not an internship. But these early insight programs, can go on your resume as, let's say, an extra curricular activity or something similar to highlight that you are engaged in finance, interested in finance, and you're exploring that world. Something that could be helpful Now as first-year students is for you to search the companies that you're interested them, see if they have programs like this that would apply to you and make a list. If you want, get signed up for their emails to be notified when applications open. This way, you already have the list for you to be looking for those when you are a sophomore student, since they are predominantly geared toward software students. Okay. So we're going to talk a little bit about the finance application process for looking for internships and such. All right. So let me skip, oh my bad. Okay, so some important timelines. Finance is an industry that will start recruiting for internships very early. So you've got the bulge bracket here are the big banks. These are going to be some of the big top names and I'm sure many of you know, these will start recruiting. They will post their internships in summer 2022 or July 2022 for summer 2023. So those sophomore summer internships for you all they will start to be posted July 2022. And again, especially if you're going for, let's say, sales and trading or investment banking, you will want to apply sooner rather than later. Again, those are the most competitive areas or divisions within finance. And so you'll want to apply to these, you'll want to be ready to apply to these, these are rolling applications typically. So they will see applicants kind of as soon as they get through them, they'll set up interviews. You could potentially have an internship for your sophomore summer before  fall summer or fall of sophomore year, even begins. So you'll want to apply and be ready to apply for that July timeline. If one of these bulge bracket companies are your goal. These in the middle here are metal bracket or more kind of like middle-sized companies. Here's where it kinda gets a little tricky, is sometimes they will start recruiting even earlier. So you will see these companies posting roles throughout this spring semester. For summer of 2023. Again, your sophomore summer internships. Why? They're hoping to jump ahead and snatch up some of the best talents before the Bulge brackets even open up. So they're competing for these top talents. And so they open early. If this would be something you'd be interested in, you want to, again, get ready, research these companies now check out their applications when they open and apply. And then you have some boutique brands or firms. These sometimes have various specialty, they're going to be smaller. With these, there's no quite like easy timeline. It really depends on the brand or on the firm. It also depends on their division. So the boutique investment banking, again, we'll go earlier than other, other roles at boutique firms. And so this is something that, again and researching companies if any of these companies look interesting to you. These might be websites to check out once a week, every other week to see when they post, so that you can apply as soon as possible. These are not the only options for finance. These are some of our most common for sure, which is why we highlight them. However, there are finance roles in every industry. So if you're interested in a finance role outside of a big bank, Finance at a tech company, finance at consumer brands, companies such as Johnson and Johnson or something similar. They will have different timelines. They typically will go longer throughout the year. We still have some of those posted right now in Handshake for summer 2022. And so oftentimes we'll talk with students in our office about strategy. So maybe some of these are the goal. Maybe you're applying all along these timelines, but maybe it doesn't work out and you're still searching. When these companies are done recruiting, then that's when it's time to look at. Other industry-based, maybe with education, maybe with tech. And those will be posted all throughout next year into about the start of middle of spring semester. So while this timeline starts early, there are lots of options to get involved. To see what's out there and to recruit for finance roles. They just might not be in some of these big banks or big finance institutions right away. I would say, let's see. So there is a question here in the chat and asking if these timelines vary by region. Would you say that most opportunities outside of New York, LA. Boston, Chicago, our middle bracket boutique. So I would say that we do find that these timelines tend to be pretty standard. This is what we see most often. Of course, there's always some outliers. But specifically for a lot of the big cities that these are in, they're going to have the same timeline. even, right? So like Bank of America is one, they've got locations all over the country, including New York City. However, they also have a Buffalo, New York location, and the buffalo one is not the most popular. However, they will post the Buffalo at the same time as they will their other locations. So it's good to be looking, It's good to be searching for those. And when you apply, right? Again, that might be where your strategic about. You might not choose New York City or LA as your first choice. Maybe you have the opportunity to maybe go someplace else. And that might be a strategy for you. But including maybe Buffalo if you're applying to Bank of America. Since it's not always most popular, still going to be on the same timeline again. However, you might have a slightly higher chance of getting in there. Sometimes we see those positions open longer because they see fewer applications. So those positions in some of the less desired cities might stay open longer. As opposed to New York City investment banking positions. As for most opportunities outside of the big cities, it really depends. That's where you'd want to do your research. If you want to be in a specific location for the summer, you'll want to look at the finance institutions around you. You'll want to search those up. Usually checking your local chamber of commerce can be helpful for that. And that's a great way for you to see what is around you and then monitor those websites. But typically we do find that they will follow somewhere in like the boutique where it really just depends. All right, so, so getting ready to apply, one of the first things you'll want to do is create your list of target organization. So as you're doing that research, create that list. Utilize resources such as Microsoft Excel or Google Sheets to create a nice spreadsheet and get yourself organized. Keep track of your application process. You apply the organization name, their app deadlines, some of these other pieces. This can feel exhausting, keeping up with applying to these positions, right? Tailoring resumes and cover letters, to roles, excuse me. So getting organized early, creating that list of target organizations, target roles ahead of time can help you keep all of that contained. It can also help you prioritize deadlines and begin to network. So if you know your target organization is maybe city, and you want to try and focus on creating a network within city. You can focus on that, knowing that, okay, they're going to post in this kind of timeline and I'm going to want to apply. So maybe I want to connect and network with someone at that organization or a couple of people who work there. Okay, so where to look? We always recommend handshake. This should be the first place that you go your Cornell Handshake accounts. If that's not something you have, set up your profile in, that's a great project to do in the next couple of weeks, few months, right? Get that ready to go upload a copy of your resume, have all your details. And start searching so the reason we say handshake is there are specific recruiters from a lot of companies who are assigned to look at Cornellians. So they will look when you apply through Handshake, you're tagged as a Cornellian. And they will look specifically at those. There'll be reviewing them. A, they're a little bit more familiar with class names, opportunities, we have things like that, but they're specifically looking for a Cornellian. And so it helps. The other reason handshake is helpful is the reason jobs and internships are posted on Handshake is because those companies came to us and said, Hey, we want to recruit Cornellians. So right? They came to us and they want to recruit them. You want to check what's on that website, check what's on Handshake. Who's recruiting with Cornell and apply there wherever possible. Other websites, like going straight to the companies that you want to work for. So if it's Goldman Sachs, if it's a particular boutique near you, monitoring their website and applying directly through their website when a position is open, if it's not on Handshake is more helpful rather than going through something like LinkedIn or Indeed.com or something similar. Oftentimes when you apply through LinkedIn or Indeed, you're in a much larger pool, you're not necessarily tagged as anything, right? Not as many people will go straight to the website to apply. And so it's helpful if you do that, you kind of set yourself apart in that way you could be in a smaller pool. And oftentimes companies will look through the sources they go to most often. So their own website and things like handshake where they've specifically reached out and are trying to recruit specific companies and such. That can be helpful. And so also again, you can sign up for those e-mails on those target company websites. Very helpful. Let that do some of the work for you. I talked briefly about looking up your local chamber of commerce. So especially those of you who may be outside of some of the big cities, typing in, right? Regional Chamber of Commerce for Raleigh, North Carolina, for Portland, oregon, for Seattle, Washington. Wherever you may be. You will see companies that fall under finance. They might be more of those boutique firms. They might be branches of some of those middle or bulge bracket firms. And that can give you an idea of where are these firms have locations, but also what's near you. And could give you an idea, especially if you would like to be in a particular location for your summer internship. And then reach out to your network if you know anyone and friends of friends, right? Maybe a roomate or suitemate, maybe they have family who work in finance. Maybe you have professors, who know people who work in finance. And we'll talk a little bit more about some of this later. But reaching out to your network is an important part of finance. All right, so you do want to showcase a little bit about the search functions in Handshake. So this is a search function. When you go into the job search, you can type in the year. Of course, if you are looking for summer 2023, you'd put in 2023. If you're looking for summer 2022, you'd put in 2022, your location here, highlight that you want an internship. You can search industry, right? And we have an example with investment banking. They then also pop up some suggestions based on what you've filled out on your handshake portfolio or a profile, job function, finance, and search and see what comes out. The other thing is that you can save or, and so this is where you can see that. And once you hit Search, you can save your search that way you don't have to go back and input this every single time when you're looking for that, right? So right here, don't miss out save your search. Save that. so you don't have to go in and do all this. It'll save you seconds, but that'll add up. All right? Well, of course, all these arrows. All right, so the other thing, whoops, The other thing within Handshake is that employers can message you. And commonly we will get questions of are these legit or are they just recruiters like mass messaging people? Right? Should I check my mouse gesture, should I respond to messages, questions like these. So it's kind of like a middle ground. So yes, they are mass messaging in a way, but they are vetting beings, right? So as you fill out your profile, you're putting in your interests, you're putting in what your, what your experiences have been, what you're looking for. And the recruiters can search by those functions. So if you're getting a message, they've likely tailored their searches for what they're looking for. And you came up in that. So that means, right, they've kind of target you in a way, yes, it might be you and a few 100 other people, but it's still coming to you for a reason. So I always say you should check your messages on Handshake. And if you're interested, you should absolutely reply to that message. Like especially sometimes they will. Recruiters will offer a time to meet with you, which is very helpful if you're unable to attend some of those events that they'll post and the events tabs like office hours or coffee chats. So yes, monitoring your messages and it shows here how you can set up your notifications as well, right? You can set it up so you get an email maybe when you're sending the message through Handshake, you can set it up so you get. Push and email when a job recommendation based on your activity shows up or whatever else you wish, and I will say it doesn't happen all that much. But if you do have like a negative experience with, let's say a recruiter through Handshake or a negative experience with messages, like they're sending negative messages or excessive messages. Please let your career development office know it within your college or Central Career Services. We do pay attention to that. We have a recruitment team that works with the recruiters about all of that. And we want this to be a good experience for everyone. Okay? So let's talk about getting prepared for those applications themselves. All right, so the first thing every application is going to ask for is a resume. So what are they looking for on these finance resumes? One thing to note is that they are not looking for specific majors or anything like that. You do not have to be an economics major or a business minor or anything like that. We in arts and sciences have had English and comparative literature and computer science majors all go on to coveted roles at high, you know, big competitive finance institutions. And so the major is not something that they're particularly caring about so much. There are other things, however, that they are caring for, so they do want to see some sort of an interest in finance. That can be in clubs and organizations that can be through taking classes, such as economics classes. That can be through getting involved in project teams on the finance side or other things, anything you can showcase with that interests, it can even be personal interests that you post on the bottom of your resume. They're also looking for analytical skills. So when you're writing about your experiences in your resume, right? You're writing descriptors. You want to include metrics wherever possible and results, right? So if you did something that increased productivity or increased sales by 10 percent, you want to include that information on there. If you had an opportunity where you are in charge of fundraising and you doubled the fundraising goal from the prior year. Excellent. We want to see that even if, doubling it was like 100 to $200. We still want to see it on there because those metrics, those things are on there. And that's the kind of things they're looking for. They're often looking for metrics and results. Again, what finance experience in some way, shape or form? That can be clubs, organizations, internships, previously, relevant coursework, whatever kind of fits under that umbrella. There are some opportunities to get involved outside of like formal internships or some of the more competitive clubs and organizations because I know that can be an issue. We get this question. A lot of do I have to be involved with one of Cornell's competitive finance clubs in order to work in finance or get an internship in finance? The answer is no. There are other ways to show an interest. There are other ways to do research and to get knowledge about the finance industry. Talk with your college career services office. I'll have some examples in here too, that there are other ways. Again, not all students that have gone on to work in finance have gotten into those competitive clubs. There are other ways to do this. The other thing is if you have something where maybe you have an internship that you will be doing this summer or summer 2022 already. And you're getting ready for summer of 2023 recruitment cycle, put that internship on there. Yes. You may not have metrics or other things on there. But you can list a bullet point or two about expected responsibilities. That is still something you want to have on there because by the time you're starting to work 2023, you will have completed that opportunity. If at any point you do have an internship offer and it's been rescinded. Maybe you had one before college or something. Hopefully it doesn't happen. Fingers crossed, knock on wood. But something for summer 2022 lined up and it gets rescinded due to COVID, we want to see that on there as well. And then Excel skills. So finance, like I said, they don't necessarily care so much about your major, but they do care about some specific skills. And one of those is in Microsoft Excel. Specifically I've listed there they want to see that you have examples about how did you pivot tables and v lookup. You do not need to take a class on these you do not need the official Microsoft certification. Cool. If you have that right, like that's great. If you're someone who doesn't have that, you can do some self-study, talk to your college career services office for some resources available for free for Cornell students on how to get those. All right, so we'll talk some more about resumes here. So we get this question a lot. Do I need to include my GPA? Yes, you need to include your GPA. It is something finance cares a lot about. Please note, and this is important. Cornell grades on a 4.3 scale. Classes do give out A+, maybe not all, but some do. So we're on a 4.3 scale. For investment banking in sales and trading. Again, most competitive roles. You do want to aim for 3.8 GPA or higher. Again, that's on a 4.3 scale. So you're looking for in a Cornell grades a 3.8 or higher for all other divisions of 3.5 or higher. And these will give you the best chances for interviewing and all that. This is what recruiters regularly tell us, both from boutique brands, middle and bulge brackets, that this is what they're looking for. Please please please do not list on your resume or your application that your GPA is on a 4.0, unless you do the math to convert it. And so the formula is there. Usually you don't need to. Especially the, the firms that recruit with Cornell they are familiar with are 4.3 scale. They know it, they don't care about it. They still recruit with us. So do not be afraid. And just don't list it out of a 4.0 scale unless you convert it. We have had students who have been rescinded because they did that. They listed their GPA out of 4.0 when they did not convert it because the company felt that it was dishonesty and that they lied to them. So you do not want to do that. You can listed on your GPA, just are on your resume. Just as your GPA, you do not have to list it out of a scale. Or if they ask in the application somewhere they want to know what scale it's on. Please let like, be honest and list, the appropriate scale. They do also care about SAT or ACT scores. So you will want to put that on. Yes. There's a question here. Is the GPA in Student Center on a 4.3 scale? Yes, it is. And someone else asked if they do Banks asked for transcript or just your GPA. So oftentimes they will just ask for your GPA. The caveat there is sometimes, especially for full-time jobs, they will want a copy of your final transcripts, mainly as confirmation that yes, you graduated and received the degree you claim you received before you start their full-time job, right? So it's more confirmation if you have like one class but wasn't too high, especially like early on in your career or college. Not a huge deal as long as the overall GPA is higher, or like one of these target areas, right? So don't be too concerned about specifics of your transcript. But also know that they could ask for a transcript at anytime. And your transcript will say that your GPA is on a 4.3 scale. So that's another reason not to misrepresent stats. Okay. All right. Someone asked let's see, can we list our super scored standardized test scores? That's a great question. I would chat individually with a career development advisor about that. I recommend like not the super scored one. But that's just me. It may depend on the case by case basis. And so I would chat with an advisor about your specific circumstances. I will say so. Something else back to GPA. Something else that some people will do is maybe list both their cumulative GPA and a major GPA, especially if you feel like your major GPA is a little bit higher, right? And you want to highlight that maybe you had a bad, I don't know, A&S distribution course or some other requirements. That's okay. You just would want to list both. And again, they're on a 4.3 scale. Major GPA though, you would have to calculate yourself. All right, so now we're going to talk a bit about networking. Finance is something or is an industry where networking is really, really invaluable, right? So we hear this a lot. You, it's important to get involved and to network not only to give yourself more insight into what it's like to work in that division, into work for that company as well. However, it also can get you a referral, right. So someone that you speak without accompany can let HR know Hey, look out for so and so I think they'd be great. I'm referring to so and so for an internship or a job. And that can help you go from middle of the stack of applications on the bottom of the stack to the top so that at least you're, you get that interview. So places to start, especially if networking and as an idea sounds really icky to you. I know for a lot of people, if you know, something that I was nerve-wracking career services as a whole. We're here to help you with that. So please talk to a career services person advisor to chat through that. First, I recommend starting with clubs and organizations, family friends, friends of family members. Previous employers or colleagues ask around. They know you, they know your work, they love you. And so talk to them about your interests. Let them know that this is what I'm looking for. I'm looking for to get into finance, maybe invest in banking where risk management. I'm wondering if you know anyone I could talk to who works in finance, particularly in one of those industries, right? That can be a great, less nerve-racking way, right? Because these are the people who know and love you and chose to spend time with you or chose to hire you or whatever. And so that can sometimes be a feel like a lower risk way to start networking You do not need like a family connection or anything to get into finance, you can absolutely network beyond that. So if you look at who you know and no one has that connection, that is a-okay. You are part of the Cornell network, you are part of the Cornell community. And so you can utilize LinkedIn and CUE links to see what Cornellian's are working in finance. Are they working at the companies you want to work for? Are they working in division that you want to work for? And you can message them through those platforms to set up a time to talk. We often call these informational interviews, right? So it is a informational interviews are when you're going to ask them a lot of questions, right? How did they get involved in what they're involved and how did they get started? Why did they choose investment banking, risk management, whatever. Learn more and get some insight. But also ask for suggestions at the end. Do you have any suggestions for student who's interested in coming to work for city or a student who's interested in investment banking or whatever it may be, right, utilize those conversations are, alumni are often more than happy to talk to current students about this. I like CUE links in particular because you can search by major, you can search by industry. You can type in that keyword finance for industry and see you can add a location. It has a really nice search function. Linkedin, you can also search. But right, you have to go to Cornell page and then click the Alumni tab to then search. And you don't have as many like built-in search, excuse me, search filters in there. I will also say that our students report that they see a slightly higher response rates when they message someone through CUelinks as opposed to messaging through LinkedIn. And that's primarily because for CUelinks alumni have to opt into it. They don't automatically have an account. They had you actually like do the work and say yes, I want this, I have to sign up, I have to do it. As opposed to LinkedIn, which is kinda like everyone has one nowadays, right? So I do recommend starting with CUelinks because sometimes you might get a slightly better response time. The other thing with both of these, you always want to include a message rather than just hit like connect. It's not like some social media where you might like just like tag someone follow someone like someone, right? They might like you back or follow you back, right? No, that connection they usually want to message you want to introduce yourself and explain why you want to connect with them. The other thing that I will say specific to arts and science students is that we do host a number of alumni events with our arts and science alumni. One of which will be this summer. It's usually held in June. More info will come out as we get closer. We had one in January that some of you may have attended virtually as well. But we have alumni who work in finance as well as some of the other industries, do some panels and networking events with our arts and sciences students so that you can learn more and connect. And sometimes again, that can feel a little bit more or a little less scary because it's part of an organized events as opposed to you reaching out to someone. So if you're an arts and sciences, that event will be this June. I believe, the plan is for it to be virtual again, they used to be in-person in New York City. So keep an eye out on Handshake because it will be posted there. If you're not in Arts and Sciences, I'm sorry, these are only for arts and sciences students. However, you should contact your office. Your college to see if they have any other similar events. Okay. Alright, so I'm going to talk a little bit about the interview process, what it's like to interview for a finance role. Often times we are seeing that that first rounds might be a pre-recorded interview that's becoming more and more common and may be through a service hire view or something similar. There is actually an event in Handshake tomorrow about how to rock pre recorded or hire view interviews. So check that out. If that's something you're interested in, I'm sure career services will offer another one, or you can probably see it on the Media Library in a couple of weeks. So these pre-recorded videos. They do use AI or machine learning right? To, to analyze data points found in the video interview, right? Keywords you say things that you do. And it's to predict future performance with the company, right? They're looking for you or for certain things that they like. You don't have a list right, of what they're looking for. Each question is a little different, but for these companies, usually you're answering maybe two to three questions. One of them is usually right, like, why, why finance, why this specific division, why this company? So you always want to be prepared to answer that. And then there may be some sort of sample, you know, like a behavioral based question, like tell us about a time you worked in a team or something like that. Usually do see the questions and can have at least two attempts to record the video so you don't have to go with your first one. So that's something to be prepared for. They do also collect data points on your nonverbal cues such as facial expressions, eye movement, body detail, clothing right? And so you will want to be prepared for that. You'll want to treat it as a real interview, dress professionally, all that jazz. Then usually the next step is a phone interview. Usually these are more general questions about your resume, your qualifications, whatever else, you know, kind of general things. And then final ones had usually been called super gaze, right? This is when they are talking to a lot of different people. You might have multiple interviews, maybe with different divisions or managers whomever. These have been virtual this year. I anticipate, right, Like anymore this spring will be virtual if there are any and who knows what I'll come in the future, they might return to in-person. We don't know. Something to be prepared for is that a lot of companies will post about their interview process on their websites. So if you're applying to Goldman Sachs or JP Morgan, they all have student pages or like students and recent grads. And they will talk about their interview process. They will talk about how to be successful with them. And of course, it's not going to give you the questions they're going to ask. But it could give you some insight into different things. I know goldman does that specifically with their HireVue or prerecorded videos, video interview piece. So always check out the company websites, to get an idea as well. There are also websites like Glassdoor where people will post their interview experience, sample questions. They had, salaries, sorts of things. And the Vault guides on finance interviews, which again, you can access for free through your Cornell accounts. You'll just want to talk to your career services to do that. And they have some technical questions. You could also do practice interviews. I know our office does them as well. Most career services offices on campus Central Career Services does them for every one of your college office is not offering them at this time. But it always helps to practice and be prepared for some basic questions about behavioral-based things, right? Well, tell me about a time you worked on a team. And also, why are you interested in this company? Why are you interested in finance? Why are you interested in this division, right? You always want to be prepared for those questions. Finance models, they can also ask you for some basic finance or accounting questions, right? So like what is working capital walk me through an income statement and, you know what, all these things mean. So you want to be prepared for some of those as well. That will not be right? The pre-recorded video, those, that kind of thing. It's not going to happen, but those are more often in super days or later interviews that we see some of those. Again, check out the company websites. They often have a lot of tips and tricks for that. Alright. So planning ahead, I do want to mention some things about job offers and decision-making. I know there's a question in the chat about tips for looking for this summer positions, which I will talk about at the end. So just hang tight. But for those of you who are gearing up for maybe offers with this summer our fingers crossed, but also future summers, right? Job offers and decision-making. You do want to, right, consider and revisit. You write like your values, your interests, personal and family concerns is it's going to be in a good location for you, all sorts of things. Are you able to, right, maybe leave home for the summer and go to a new city. All sorts of things. Please please please have an offer in writing before you accept do not accept without it in writing. You want the salary, the benefits, the start date, the location. You want those things and writing before you accept it. Most companies should have no issue with this. They know that. And so they expect that, but have it in writing, then make sure you know the deadline of what they're looking for. You can always try and negotiate deadline out if it's a little too soon and we can help you do that. Of course, you can consult any offers with family and other folks you love and trust, as well as career services. All of us are here to help. We look at offers all the time and we can help you maybe determine, right, like a plus b or, you know, what does this mean? Or what questions to go back to a recruiter with if something is unclear. Please remember that a verbal acceptance is an acceptance even if you didn't sign the paperwork. We have had students unfortunately, that have accepted verbally. And then when they got the written offer, it turns out they've also gotten an offer from another company that they would prefer. And so they decline that first companies written offer. Finance is not that big of a world, especially the recruiters they often work for. Like they might work at Goldman first and then they go work at JPMorgan, right? So they might remember your name. It's not a great look. So if you, if you do verbally accept, that is when you're done, you should not be accepting of their offers or anything like that. And please always reply to an offer, even if it's declining it, you want to let them know. And again, we can help you do that. Something to consider is like, is this the division I want or is it the company I want? As first years as sophomores? It's not as vital that you get, right, like the ideal division and the ideal company, right? You can really try out different things. Especially if you're trying for one of the more competitive roles like IB or sales and trading? Yes. You made up the offered those ideal divisions as a first-year or a sophomore, go with something else, perfectly fine, get you some experience. And you can leverage that for a Junior summer offer. Junior summer is probably the most important internship for finance. Oftentimes companies will give return offers, meaning that they will offer their junior summer interns to return full time. And so you might end up internship or full-time job lined up and you can coast on into your senior year without job searching. So that is something to be prepared for and to know. So in that junior summer, if you're concerned about what you should be looking for, if you're not getting things that you're you ideally would like, please make sure you talk with your career services office and we can help you plan for that, be as strategic as possible, that you can be best lined up for either a return offer you're really going to love or to leverage those experiences from junior summer for that ideal job search or for searching for that ideal job for post-graduation. Also going to just mention right, like do not accept an interview but you would not possibly accept, right? Don't just accept it for the practice. Instead, do a practice interview or multiple with Cornell career services, your college career services office with networks that you have, right? Don't just accept an interview for the experience. We do recommend again, reviewing the job offer in writing before accepting. Don't accept on the spot. Give yourself that time to consider everything. Again, we can help you with that consideration. Again, if you feel like an employer's putting excessive pressure on you to move quickly or to accept. Please notify career development, either your college office or Central Career Services. We do have expectations for these companies, for these recruiters. And we can help intervene if someone's being unnecessarily pushy or excessive. This is important once you accept an offer. You do need to withdraw all other applications. You do not continue submitting applications. You do not continue interviewing again, whether it's for the experience or whatever. And once you accept an offer, reneging is not acceptable. Again, it's a small It's a small field. Recruiters and other people talk to each other. They move from company to company and you never know what can come up. So that's why you do want to make sure you give yourself that time to consider the position, offer, get it in writing, talk with those you love and trust before accepting so that you're making the most informed decision possible. All right. So these are some things that I recommend is next steps, right? Make an appointment to speak with someone in your college career office or Central Career Services. Get your resume critiqued and updated if it's not updated. Do a practice interview. We love during practice interviews, right? We have sample questions that we've gotten from alum and older students who've done internships with companies so we use real questions that banks and, and boutique firms and everything really use. So definitely do a practice interview or multiple, research. Again, these division and companies start making those less a network. Start to network. Again, if you're nervous about that, talk to a career services office and we can help. All right. So I know there's a question in the Q and a about summer 2022 roles right? This is kind of like a snapshot of some to-dos, both starting now and in the summer, for both summer 2022 and 2023. So the first thing is there are roles available and posted in Handshake for summer 2022 something that you may note is that not a lot of these finance companies will hire first-year students for their first year summer internship. A lot of them want sophomore students or higher. If you find some that want first years, absolutely. Please apply. Right? If it looks interesting, right? Absolutely apply. If you don't, that's okay. These companies know that they don't accept first-year students. And so they know other companies don't perfectly okay for you to do something else this summer, some people will do research, some people will take classes. Some people might start their own, like local business, maybe dog walking or something else. Some people will return to a summer job they used to have like maybe waiting tables are working for a local summer camp. These are all great things. You can build some transferable skills, make some money because the world we live in, money is important. But it doesn't really matter. They're not looking for one particular opportunity for this summer. Do what feels right for you, whether that's a formal internship or not. And so for tips, I do recommend the search locally, search your local chamber of commerce for companies in finance or finance, adjacent, like maybe thin tack or private wealth management. These are some areas that locally may be willing to take on a first year student to do some work in an internship, you can get some adjacent experience, right? And learn some inside knowledge that you can leverage for future internships, networking, et cetera. The other thing I recommend for this summer, no matter where you're working, no matter what you're doing, whatever that you network should be networking, especially with target companies that you love to work for. You should be trying to network with them. When we say network, we do not mean message 50 people from your top company and try and communicate with them all. We do want quality over quantity, so it is okay if that is, you know, two people from your top company, as long as those are pretty good relationships, right? We can have a couple of conversations, especially at the end, if they are willing to work with you and maybe help review your resume or anything like that as well. So searching locally is one of my biggest tips for folks looking for a finance internship in their freshman summer. Oftentimes local companies will give like a slightly, you know, I give a chance to first-year students. Same thing is to also look maybe outside of finance directly, some of those adjacent realms, right? So maybe that's an education, maybe that's in your local government, right? Your local mayor's office has a budget office. Maybe you work with them and talk with them and It might not be exactly what you're looking for later, but it can give you some finance adjacent skills and experiences. The other thing is if for all of this there I know there's a question in the chat about as well looking for opportunities in a certain region. Absolutely. Please contact your local career office for your college or a Cornell Career Services. In a one-on-one meeting, it's much easier for us to help you find a position based on your specific experiences, what you're interested in and looking for, as well as the region, we can help point you in the right direction regardless. And so, yes, make an appointment. Let's see. I talked about networking. Again, quality over quantity you need 85 million people. But a few core, cool, good relationships that you can have. Okay? And then the other thing is making your summer, right? So this, when we say valuable, is preparing for your future career, right? So that research, networking, building skills, right? So as a Cornell students, you do have free access to LinkedIn Learning, which are self-directed virtue. All videos right, where you can train yourself on different scales. So if you're someone needs to build Excel skills or you want to take a, you know, finance for business course that they have on there to bone up on some language and finance and things like that. These are free for you. Summer would be a great time to do some of it. And all you have to do to access that if you search Cornell LinkedIn, learning how to login and set up an account comes right up. So building skills is a great thing to do in the summer. Another way to do that is through forage. So the forage.com, it's a website that is free for students. And these have virtual self-paced experiences. So real big companies like JP Morgan post short virtual experiences on there that you can opt into and complete. These are short, they are roughly on average five to seven hours. It'll tell you how long that module is. And you do a snapshot of what you'd be doing in that role at the company. So it's not an internship. You would not listed on your resume as an internship. It's not something you're going to get paid for, but it's also not something you have to apply for. It's open for everyone. You can login, you can sign up, you can do it. You do not have to do it in 15 hour chunk. You can sit down and do an hour walk away, come back, do some more. Entirely self-paced. At the end you do get a certificate that you can put on LinkedIn, right? Cool. But you could also still put it on your resume under like projects or extra curriculars or something else. You just want to make sure you don't listed as an internship because again, it's not that. And we can help you with how to list it. And when I talked earlier about how companies keep track of how much you interact with those companies. This is something where they keep track of who completes their forage assignments. So if you complete one for JP Morgan and then you submit an application later, it'll come up in the system that you completed their forage activity. And they might be more inclined to give you an interview as opposed to someone who did not, because you already did a sample of what it's like to work there, right? So they already have an idea that you can navigate this assignment. Excellent. Let's bring you in for an interview and see if you'd be a good fit as an intern. So the forage or other online things. Right, for skill building. Again, researching company is prepping for that summer 2023 recruitment, right? So as I showed that timeline earlier, these companies are starting to post those middle brackets. Will start this spring. Bulge brackets, July 2022. These are things, applications that we'll want to submit sooner rather than later as they're posted. Again because they're rolling applications. And so you do want to apply sooner rather than later. You might be seen sooner. And especially if you're going for investment banking, sales and trading, most popular, you want to be sure your applications or in sooner rather than later for those. So that has all the info I have for you, all for arts and sciences students. Our contact info is here. I know we have a few questions in Q&A here that we're going to get to next. And if you have more questions, please feel free to type them on him. So someone did ask if you all will receive the recording of this session later. The answer is yes, we will send it out. It will be a link to the Cornell Career Services Media Library where it will be posted. I will mention that that might take a week or two because we do transcribe the videos first before we post them, but yes, you will have them. You will have it. So there's that Let's see. Oh, no. Sorry. I just removed one that I thought I answered but we did not. We did. So that was what career offices or will career offices helped me with opportunities in my region? I said that yes, we will help. Okay. So someone asked, what if me never submitted our SAT scores or we weren't able to take it at all. Okay. If you've never submitted your SAT scores, I guess you still have a score, I'm assuming, right? You just didn't submit it to you. Cornell or colleges is what I think this question is. That's okay. So put it on your resume, right? Like it's a thing unique to finance. They want to see those SAT, ACT scores on the resume. Now I know with COVID and other things and schools making test optional, some folks may not have taken that. We haven't gotten direction from a lot of recruiters on that, kind of still figuring that piece out. So I think that's a great question to ask recruiters when you're in info sessions with the companies right. Like, I know normally you want SAT ACT scores on resume is what if we don't have, right? We never took them due to COVID. That's a good question for recruiters. I will also touch base with your career services or Central Career Services in the upcoming weeks because I know we're asking that since it is a change. And so we may have more answers. A few that I've heard back from said that it's okay. Just put your GPA on there if you do not have the scores, like because you did not take the exams. But we're still it's only been a few we've heard background, so I don't want to say that for everyone at this point. Okay. And then we have the question here, what is your opinion of first-year students studying for the securities industry essentials exam over the summer. If you want to, you hey, why not? Right? I would say that it's not a necessity. It sure would be nice to have for internships, but it's not all. It's something that internships are looking for. It definitely would not be a bad thing. So if that interests you, if you find that you have the time, you want to do that. Absolutely. I would just say make sure that you're also right. Networking, prepping for the next round of jobs searching that you're doing some of these other pieces as well. So that you have that and you're ready to go. Okay. Let's see. The Q and a box is done. I know my colleague Mark is also here monitoring, so I don't know if he responded to sound or just hit all of them live. In the chat. It looks like someone did ask at one point how can I learn which locations are the least competitive? I would touch base, right, with the companies that you're interested in, or sorry, once you have a list of companies you are interested in touch base with your career services office. Because some of them will vary. However, I will say, right, New York City, LA, those tend to be the two biggest. Boston is another one that's pretty competitive. And then outside of that, there are sound, right? That are a little bit less competitive. So yeah, it really kinda also depends on the firm or firms you're looking at. So chat one-on-one with your career development advisor. Someone asked, Do I need to know any programming languages for finance? I would say that this will depend a little bit. If you're someone who's interested in quant, quantitative research within finance. Coding is going to be very helpful. You're going to want that. But I would say python doesn't hurt. You definitely don't need to be an expert. But if you have some basic skills in Python, it doesn't hurt. Again, it's not always a requirement, but it could be a bonus or a plus. Again, you don't have to take a formal class. That could be something that you do, some self-study, maybe LinkedIn Learning, or some of these other things that are free online, YouTube, a valuable resource. So for programming language, I would recommend Python if you want to learn any of them. And then if you are someone who's particularly interested in the area of quantitative finance, quant research, quant finance. That would be one where you'd want to talk with an advisor to learn more. There are some more specifics on coding or programming for those that would be helpful. Okay. So I believe again, all our questions are answered. So at this point I am going to stop the recording. I'm still here. So you can absolutely. You can stay.